What Is a Certificate of Insurance (COI)? Why Contractors & Business Owners Need It If you’re a contractor, subcontractor, vendor, or small business owner, chances are you’ve been asked for a Certificate of Insurance, also known as a COI. And if you weren’t sure what it meant or how to get one, you’re not alone. At Crosswinds Insurance Agency, we issue COIs every day for our commercial clients — so this guide will walk you through everything you need to know. What Exactly Is

Running a boat dealership is both exciting and challenging. From managing a sales lot full of valuable inventory to offering test drives on the water, every aspect of your business carries risk. That’s why having the right boat dealership insurance  is essential to protecting your assets, employees, and reputation. At Crosswinds Insurance Agency, we help marine business owners safeguard their operations with coverage designed for their unique needs. Here are five key tips and

Condo Owner Associations (COAs) play a vital role in protecting shared property and ensuring financial security for all unit owners. But one of the biggest challenges COAs face today is rising insurance costs . Premiums for master policies have increased significantly due to storm activity, inflation in construction costs, and higher claim payouts. Fortunately, there are practical steps your COA can take to keep insurance expenses under control—without sacrificing protection.

CROSSWINDS INSURANCE AGENCY May Newsletter Phone: 704-248-2657 #crosswinds_insurance Welcome, May! As spring gives way to the warmth of...

Are you confident that your home insurance coverage has got you covered in case of any unforeseen events? Many homeowners overlook the...

As teenagers transition into young adulthood, many milestones accompany their journey, including obtaining a driver's license. While this achievement brings newfound freedom, it also raises concerns for parents, particularly regarding auto insurance. Understanding the implications of adding teenagers to auto insurance policies is crucial for both parents and young drivers. Why Add Teenagers to Auto Insurance Policies? Parents typically add their teenagers to their auto insura

Water and sewer backup can be a homeowner's worst nightmare, causing damage, health hazards, and significant inconvenience. Understanding...

Auto insurance is a necessary expense for any car owner, but the cost of insurance can vary significantly based on a number of factors. If you're in the market for car insurance, it's important to understand what goes into the quoting process so you can find the best coverage for your needs and budget. In this blog post, we'll take a look at some of the key factors that go into quoting auto insurance. Driving Record. Your driving record is one of the most important factors th

As a contractor, you are responsible for the safety and well-being of your employees, as well as the property and possessions of your...

Life insurance is a contract between an insurer and a policyholder in which the insurer guarantees payment of a death benefit to named...

An article by Progressive Insurance Our goal at Crosswinds Insurance Agency is to provide you with information which may pertain to your...

Post courtesy of Travelers Insurance

Conventional wisdom has long held that kitchens and baths sell homes. Those are also two of the more expensive areas to tackle for home...

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As you plan your next home renovation project, choosing the right contractor for the job is a critical first step in your planning...

Insuring a sports or exotic car is easy—just get a quote like you would for any other car. But, as you probably know, high performance...

An auto insurance score or home insurance score is a three-digit number, used to predict your odds of filing a claim. It’s mostly...

Running a new business is both exciting and daunting. Even if you start small, the risks may feel greater when it's your own time and...

If another driver is at fault in the accident, their insurance pays you the value of your totaled vehicle with the at-fault driver’s...

You're required to show proof of homeowners insurance to your lender before they'll relinquish the keys to your property or even finalize...