Owning a restaurant is more than serving meals—it’s about creating experiences, building community, and keeping customers coming back. But behind the hustle and warmth of the dining room, restaurants face real risks every day. From kitchen fires to customer injuries, a single incident could put your business at risk. That’s why the right restaurant insurance  is critical to protecting your investment. At Crosswinds Insurance Agency, we help restaurant owners design tailored c

One lawsuit can wipe out years of business growth. That’s why many business owners rely on Commercial Umbrella Insurance — an extra layer of liability protection that sits on top of your existing policies. If your business works with the public, performs high-risk services, or carries expensive assets, umbrella coverage is essential. What Is Commercial Umbrella Insurance? Umbrella insurance increases the liability limits of your: General Liability Commercial Auto Workers’ Com

Running a business comes with plenty of challenges, and protecting yourself from unexpected risks is one of the most important. That’s where General Liability Insurance (GL) comes in. It’s the foundation of your business insurance protection — and in many cases, the first policy you’ll ever purchase. At Crosswinds Insurance Agency, we help contractors, service providers, and small businesses secure proper GL coverage so they can operate with confidence. What Is General Liabi

What Is a Certificate of Insurance (COI)? Why Contractors & Business Owners Need It If you’re a contractor, subcontractor, vendor, or small business owner, chances are you’ve been asked for a Certificate of Insurance, also known as a COI. And if you weren’t sure what it meant or how to get one, you’re not alone. At Crosswinds Insurance Agency, we issue COIs every day for our commercial clients — so this guide will walk you through everything you need to know. What Exactly Is

Running a boat dealership is both exciting and challenging. From managing a sales lot full of valuable inventory to offering test drives...

Condo Owner Associations (COAs) play a vital role in protecting shared property and ensuring financial security for all unit owners. But...

CROSSWINDS INSURANCE AGENCY May Newsletter Phone: 704-248-2657 #crosswinds_insurance Welcome, May! As spring gives way to the warmth of...

Are you confident that your home insurance coverage has got you covered in case of any unforeseen events? Many homeowners overlook the...

As teenagers transition into young adulthood, many milestones accompany their journey, including obtaining a driver's license. While this...

Water and sewer backup can be a homeowner's worst nightmare, causing damage, health hazards, and significant inconvenience. Understanding...

Auto insurance is a necessary expense for any car owner, but the cost of insurance can vary significantly based on a number of factors....

As a contractor, you are responsible for the safety and well-being of your employees, as well as the property and possessions of your...

Life insurance is a contract between an insurer and a policyholder in which the insurer guarantees payment of a death benefit to named...

An article by Progressive Insurance Our goal at Crosswinds Insurance Agency is to provide you with information which may pertain to your...

Post courtesy of Travelers Insurance

Conventional wisdom has long held that kitchens and baths sell homes. Those are also two of the more expensive areas to tackle for home...

#insurancehistory #cluereport #homeownerinsurancepropertyreport #propertyinsurance

As you plan your next home renovation project, choosing the right contractor for the job is a critical first step in your planning...

Insuring a sports or exotic car is easy—just get a quote like you would for any other car. But, as you probably know, high performance...

An auto insurance score or home insurance score is a three-digit number, used to predict your odds of filing a claim. It’s mostly...