What Happens After an Auto Accident?

Understanding coverage before an accident reduces stress afterward.

If you are at fault, liability pays others up to your limits.

Collision coverage pays for your vehicle repairs, minus your deductible.

Medical payments or uninsured motorist coverage may apply depending on your policy.

Rental and towing apply only if selected.

Claims frequency and severity influence future premiums.

If you are unsure how your policy would respond in an accident scenario, reviewing your coverages now can provide clarity. Visit www.crosswindsinsurance.com or call 704-248-2657.