Liquor Liability & Dram Shop Risk for Restaurants

If your restaurant serves alcohol, your risk profile changes immediately.

Liquor liability protects your business if a patron causes injury or damage after being served alcohol.

In certain states, dram shop laws allow injured parties to sue establishments that served alcohol.

This exposure can lead to:

• Large liability settlements

• Increased insurance premiums

• Policy non-renewals

Adequate limits and proper risk management procedures are critical.

If you serve alcohol, your coverage deserves a deeper review.

Call 704-248-2657 to evaluate your liquor liability limits.

About the Author

Renado Robinson works with restaurant owners to navigate liquor liability exposure and evolving legal trends affecting hospitality businesses.