The wrong insurance setup can create problems when a claim happens. Here are five mistakes we see often. 1. Minimum Liability Limits Lower limits may not be enough for serious claims. 2. No General Liability This leaves job site exposures uncovered. 3. Incorrect Operations Listed What you haul and how you operate must be accurate. 4. Missing Drivers Unlisted drivers can lead to denied claims. 5. No Umbrella Coverage Higher limits can help protect larger losses. https://www.cr