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How gap insurance works

An article by Progressive Insurance Our goal at Crosswinds Insurance Agency is to provide you with information which may pertain to your insurance. Given we're an independent insurance agency and contracted with multiple carriers, we're allowed to share their content in hopes of educating you on insurance. We hope you enjoy! Gap insurance protects you from depreciation. After you buy your car, its value starts to decrease—sometimes significantly. If you financed or leased t

5 Home Improvement Projects That May Have the Biggest Return on Investment

Conventional wisdom has long held that kitchens and baths sell homes. Those are also two of the more expensive areas to tackle for home improvement, but if you make sound design and material decisions, you could end up making your home more appealing to potential buyers — and a more enjoyable place for you to live. A recent study from the National Association of Realtors(1) confirms that kitchens and baths still top the interior home renovation projects that appeal most to po

Hiring a Contractor Checklist and Tips

As you plan your next home renovation project, choosing the right contractor for the job is a critical first step in your planning process. You want to make sure you vet the quality of their work in advance, spell out in writing what work you want performed and agree upon the scope of the project, and inquire whether the contractor is properly licensed and insured in case something goes wrong. This checklist compiles the top 10 tips to consider when selecting a contractor: 1.

What is an insurance score?

An auto insurance score or home insurance score is a three-digit number, used to predict your odds of filing a claim. It’s mostly calculated from your claims history and your credit score, so it’s also referred to as a “credit insurance score.” Credit information can be very predictive of future accidents and claims which is why Progressive, and most insurers, may consider this information in determining your rate in most states. Is an insurance score the same as a credit sco

Business Insurance 101: Frequently Asked Questions and Answers

Running a new business is both exciting and daunting. Even if you start small, the risks may feel greater when it's your own time and money on the line. To protect your investment, business insurance offers coverage that protects your business when the unexpected happens. Here are some frequently asked questions and answers to help you think about protecting your business. Question. Why do I need insurance for my business? Answer: Running your business means taking on some de